Renters Insurance: Important for Both NYC Renters and Rental Property Owners to Know About
17Feb

When you are a homeowner, you carry a mortgage and are required to insure your property. However, if you’re a renter, the choice of insurance is optional and if you face financial uncertainty, you may decide you don’t need renters insurance. One thing is for certain, renters insurance is a…

What Impact Does My Credit History Have on My Insurance
14Oct

You probably know that your credit score can have a significant impact on your ability to get a loan, qualify for credit cards, and buy or even rent a home. In some fields, bad credit can prevent you from getting a job. What you may not know, though, is…

5 Reasons to Have Renters Insurance in Place Before the Holidays
12Sep

The holidays are coming. They’ll be here before you know it. That is why it is now the perfect time for you to invest in renter’s insurance. You need to invest before the holiday season and holiday shopping begins. This will ensure that the presents you tuck away in…

Do You Need Flood Insurance for Your Apartment?
22Jul

Flood insurance is not something every apartment owner in NYC thinks about. It is something, though, that many of you need to think about. Here are a few things you need to know about flood insurance before you make a decision or a purchase. Understanding Flood Damage Flood damage…

Are My Collectibles Covered Under Renters Insurance
20Jan

Collectibles are items that are usually expressly made for people to collect. You will often hear special terms for collectibles such as limited edition, collector’s edition, special edition, deluxe edition, and more. These types of items can include things such as books, arts, cars, fine wine, stamps, coins, and…

NYC Co-Op Insurance FAQ
18Nov

Purchasing a NYC co-op allows you to own your own personal slice of The Big Apple. Before you dive right in, though, it’s a good idea to put careful consideration into protecting that investment by purchasing the right kind of NYC co-op insurance coverage to meet your needs. It’s…

How Much Renters Insurance Do I Need
16Oct

As a renter, it is important to understand that your landlord is only responsible for insuring against damages to the structure of your home or apartment. In the case of an event resulting in damage or theft of your personal property, you will need to carry renters insurance to…

3 Things Renters Insurance Doesn’t Cover
07Jul

Renters insurance is so important for renters. Without it, they leave their personal property vulnerable and risk losing everything. Investing in renters insurance provides a great value when you look at how much coverage you actually get through these policies. However, it is important that, as a renter, you…

What are Typical Discounts for Renters Insurance
02Jul

Renters insurance, although very affordable, tends to be the least purchased out of all insurance coverage policies available. For people who are on a tight budget, spending money on an insurance policy they think they don’t need is the furthest thing from their mind. However, any young couple, college…